अदाता वंशदोषेण कर्मदोषात् दरिद्रता ।
उन्मादो मातृदोषेण पितृदोषेण मूर्खता॥
If I am a miser, it is due to my family background of miserliness.
If I am poor, it is due to my past deeds and actions (inefficient, deficient, untrustworthy and so on).
If I am given to intemperance, bad habits and sloth, it is due to the way my mother did not correct me and instil good habits when I was young.
If I am not worldly wise and a bit of a duffer, it is due to my father.
